(also known as a Lease)

A Finance Lease is a commercial finance product which enables the customer to have the use of a car or commercial asset and the benefits of ownership, while the financier retains actual ownership of the asset.

How does a Finance Lease work?
The financier purchases the asset on behalf of the customer, who then leases the asset back from the financier and pays a fixed monthly lease rental for the term of the lease.

At the end of the lease the customer can either pay a residual value (final instalment) on the lease and take ownership of the asset, trade it in or re-finance the residual and continue the lease.

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