After completing my Bachelor of Commerce at Deakin University I started out with a mortgage company in South Melbourne more than 20 years ago.
Ever since I have worked in the mortgage industry starting out in Loan Processing, moving into various credit assessment roles and managing a settlement department.
About 4 years ago I started as a mortgage broker and found it very rewarding helping people save money on their finance either through house purchase or refinancing of their home loan.
I was then lucky enough to join Atlas Broker where I am now Account Manager.
After initially buying a house in Endeavour Hills, I now live in Narre Warren and love following my children’s respective sports football, cricket and ballet, and coach Auskick at Fountain GateI am also a very passionate Hawthorn supporter but don’t hold that against me
Richard Ballard is a credit representative (CRN 480580) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)